risk


risk
risker, n.riskless, adj.
/risk/, n.
1. exposure to the chance of injury or loss; a hazard or dangerous chance: It's not worth the risk.
2. Insurance.
a. the hazard or chance of loss.
b. the degree of probability of such loss.
c. the amount that the insurance company may lose.
d. a person or thing with reference to the hazard involved in insuring him, her, or it.
e. the type of loss, as life, fire, marine disaster, or earthquake, against which an insurance policy is drawn.
3. at risk,
a. in a dangerous situation or status; in jeopardy: families at risk in the area of the weakened dam.
b. under financial or legal obligation; held responsible: Are individual investors at risk for the debt part of the real estate venture?
4. take or run a risk, to expose oneself to the chance of injury or loss; put oneself in danger; hazard; venture.
v.t.
5. to expose to the chance of injury or loss; hazard: to risk one's life.
6. to venture upon; take or run the chance of: to risk a fall in climbing; to risk a war.
[1655-65; < F risque < It risc(hi)o, of obscure orig.]
Syn. 1. venture, peril, jeopardy. 5. imperil, endanger, jeopardize. 6. chance.

* * *

In economics and finance, an allowance for the hazard (risk) in an investment or loan.

Default risk refers to the chance that a borrower will not repay a loan. If a banker believes that a borrower may not repay a loan, the banker will charge the true interest plus a premium for the default risk, the premium depending on the degree of presumed risk. All stock investment carries an implicit risk since there is no guarantee of return on investment. Trading or variability risk is the amount that the return may vary, up or down, from the expected return on investment.

* * *

      in economics and finance, an allowance for the hazard or lack of hazard in an investment or loan. Default risk refers to the chance of a borrower's not repaying a loan. If a banker believes that there is a small chance that a borrower will not repay a loan, the banker will charge the true interest plus a premium for the default risk, the premium depending on the degrees of presumed risk.

      All stock investment carries an implicit risk, as there is no guarantee of return on investment. Thus, trading or variability risk is the amount that the return may vary, up or down, from the expected return from investments.

      Most individuals want to minimize their exposure to risk (a phenomenon known as risk aversion). The economy as a whole, however, encourages risk-taking behaviour because innovation, while risky, propels economic growth. Various institutions allow individuals to manage risk, usually by transferring it to or pooling it among willing participants. One of the most important sectors of the market for risk is the insurance industry, which sells to individuals protection from the financial risk of specified unfortunate events, such as illness and accidents.

* * *


Universalium. 2010.

Synonyms:

Look at other dictionaries:

  • Risk — takers redirects here. For the Canadian television program, see Risk Takers. For other uses, see Risk (disambiguation). Risk is the potential that a chosen action or activity (including the choice of inaction) will lead to a loss (an undesirable… …   Wikipedia

  • Risk — Saltar a navegación, búsqueda Para otros usos de este término, véase Risk (desambiguación). Risk Partida de Risk en curso. Autor: Albert Lamorisse Editor …   Wikipedia Español

  • risk — n 1 a: possibility of loss or injury b: liability for loss or injury if it occurs the risk of loss passes to the buyer when the goods are duly delivered to the carrier Uniform Commercial Code the risk of personal injury and property damage should …   Law dictionary

  • Risk! — Risk Pour les articles homonymes, voir Risk (homonymie). Risk jeu de société [[Fichier:|280px]] Une partie de …   Wikipédia en Français

  • Risk — Risk, v. t. [imp. & p. p. {Risked}; p. pr. & vb. n. {Risking}.] [CF. F. risquer. See {Risk}, n.] 1. To expose to risk, hazard, or peril; to venture; as, to risk goods on board of a ship; to risk one s person in battle; to risk one s fame by a… …   The Collaborative International Dictionary of English

  • risk — ► NOUN 1) a situation involving exposure to danger. 2) the possibility that something unpleasant will happen. 3) a person or thing causing a risk or regarded in relation to risk: a fire risk. ► VERB 1) expose to danger or loss. 2) act in such a… …   English terms dictionary

  • risk — [risk] n. [Fr risque < It risco, risico < risicare, to risk < VL * risicare] 1. the chance of injury, damage, or loss; dangerous chance; hazard 2. Insurance a) the chance of loss b) the degree of probability of loss c) the amount of… …   English World dictionary

  • Risk 2 — Risk II Risk II Éditeur Hasbro Interactive Développeur Deep Red Games Date de sortie Mars 2000 Genre Stratégie au tour par tour Mode de jeu Un joueur, mul …   Wikipédia en Français

  • Risk — студийный альбом Megadeth …   Википедия

  • Risk — (engl. für „Risiko“) bezeichnet: Risk (Band), eine deutsche Power Metal /Thrash Metal Band Risk – Mörderischer Einsatz, einen Bollywood Film von 2007 einen Superhelden der Teen Titans Risk ist der Titel mehrerer Musikalben: 1999 von Megadeth,… …   Deutsch Wikipedia

  • risk´i|ly — risk|y «RIHS kee», adjective, risk|i|er, risk|i|est. 1. full of risk; dangerous: »It s a risky thing getting mixed in any matters with the like of you (John M. Synge). SYNONYM( …   Useful english dictionary


Share the article and excerpts

Direct link
Do a right-click on the link above
and select “Copy Link”

We are using cookies for the best presentation of our site. Continuing to use this site, you agree with this.